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Ready to Connect?

Let’s bring your vision to life.

Contact:

Ryan Ritchie, Interim LEDO
Phone: 812.738.2141
Email: rritchie@rjlsolutions.com

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Loan Terms

  • Loans ranging from $5,000 to $50,000, based on approval by the review committee.

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  • Fixed interest rate of 1.5%.

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  • Repayment terms:

    • 10 years for land and buildings

    • 5 years for equipment

    • 2 years for working capital

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  • Monthly payments begin 30 days after closing.

Funding Criteria

  • Your business must be located or planning to locate in Harrison County.

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  • You must meet with an ISBDC business advisor.

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  • Applicants should be current on all tax liabilities with no outstanding judgments.

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  • You’ll work with the ISBDC to develop a solid business plan.

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Fund Your Small Business

Built with entrepreneurs in mind, the Small Business Loan Program is a sustainable financial tool designed to help local businesses grow for the long term. We understand that accessing working capital can be one of the greatest hurdles for small business owners. That’s why HCEDC, in partnership with the Indiana Small Business Development Center (ISBDC), delivers not just resources—but also encouragement and expert guidance—to help you thrive.

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An ISBDC Advisor will walk alongside you through application preparation and strategic business planning. Once ready, you’ll submit your application for consideration directly. If you’d like to explore next steps or get started, reach out to the ISBDC team today.

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